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My Favorite Quotes
You can just about live by these!

Collected by Keith Rawlinson

Last modified 6/23/2021
This is merely a running list of my favorite quotes.  They are not presented in any particular order.  
As I find exceptional quotes that I really like and that mean something to me, I just add them to the list.
Be sure to check out all the other great stuff on my website Eclecticsite.com


I am what I am today because of the choices I made yesterday.

Effective people do two things: they strive to do excellent work, and they prioritize.

Sephen Covey "The 7 Habits of Highly Effective People"

Wealth that comes quickly, goeth the same way.

Wealth that stays to give enjoyment and satisfaction to its owner comes gradually, because it is a child
born of knowledge and persistent purpose.

We are more apt to change our minds when right than wrong.

Action will lead you forward to the success you desire.

Preceding accomplishment, must be desire.

Without wisdom, gold is quickly lost by those who have it.

If you desire to help your friend, do so in a way that will not bring your friend's burden upon yourself.

Quotes from "The Richest Man in Babylon" by George Clason


The only thing I need to embarrass myself is the opportunity.

You can't win or you can lose--take your pick.

The greater your savings account, the more quickly it is discovered by both opportunity and stupidity.

Becoming wealthy isn't determined by how much you earn every month, but by how much you have
left over every month.

A repeated favor becomes a responsibility.

Three things are required to accomplish anything: discipline, sacrifice and a plan.

Failure is only failure when you stop trying; until then it's just practice.

Practice is not important – consistent practice is important.

The first person you try to blame should always be yourself.

Before talking yourself into something, try talking yourself out of it.

It's never too late to be better off.

Don't try to fight a battle with weapons you don't have.

I have such a one-track mind that I have to breathe between heartbeats.

It's not so much that rich people know things that most people don't, it's more
that rich people do things that most people won't.

If you have to remind yourself that you're angry at a particular person, it's probably time
to let it go.

If you keep living the way you're living, you'll keep living the way you're living.

Too many people don't want to be edified, they just want to be validated.

Give me what I need, and I won't need what I want or want what I desire.

Ignorance is bliss only until it catches up to you.

Too many people think that being in authority means always saying "no."

If you take a stand in life, there should be people who don't like you.

When it comes to God and Christianity, the more complex an answer is, the less likely it is to be correct.

Trying, is giving yourself the opportunity to learn and permission to fail on the way to getting it right.

Keith Rawlinson, Budget Counselor

The successful person has the habit of doing the things failures don't like to do.

Successful men are influenced by the desire for pleasing results. 
Failures are influenced by the desire for pleasing methods and are inclined to be satisfied
with such
results as can be obtained by doing things they like to do.

It is easier to adjust ourselves to the hardships of a poor life
than it is to adjust ourselves to the hardships of making a better one.

Every single qualification for success is acquired through habit.

People form habits--and habits form futures.

Needs are logical, while wants and desires are sentimental and emotional.

Albert E.N. Gray from the essay: "The Common Denominator of success."


If you'll live like no one else, later you can live like no one else.

If you come with mercy but not justice; that's called enabling.

Dave Ramsey, financial talk-show host and author

The trouble with most of us is that we would rather be ruined by praise than saved by criticism.

We tend to get what we expect.

Change your thoughts and you change your world.

Norman Vincent Peale

Money is ultimately not enough compensation for investing your time and energy:
there has to be a sense of purpose, meaning and fulfillment.

Success doesn't sneak up on us; it starts as a dream that we combine with a clear plan of action.

Dan Miller "48 Days To The Work You Love"

Show me a thoroughly satisfied  man, and I will show you a failure.

Discontent is the first necessity of progress.

If we did all the things we are capable of, we would literally astound ourselves.

Many of life's failures are people who did not realize how close they were to success when they gave up.

Opportunity is missed by most people because it is dressed in overalls and looks like work.

The most certain way to succeed is always to try just one more time.

To have a great idea; have a lot of them.

To invent, you need a good imagination and a pile of junk.

What you are will show in what you do.

We don't know one-millionth of one percent about anything.

Thomas Edison


Insanity is doing the same thing over and over, and expecting different results.

Two things are infinite: the universe and human stupidity–and I'm not sure about the universe.

We cannot solve our problems with the same thinking that created them.

Albert Einstein

A small leak can sink a great ship.

Buy what you have no need of, and before long you'll be selling your necessities.

He that won't be counseled cannot be helped.

Industry need not wish.

Well done is better than well said.

When in doubt–don't.

Benjamin Franklin

Do not be surprised or caught off guard by trouble in your life.

You can expect discouragement, but just don't accept it.

Sometimes the hard times in life are gifts in disguise.

 Vernon Brewer from the book "Why"

Never miss an opportunity to shut up.

Don't gamble.  Buy some good stock.  Hold it until it goes up and then sell it.  
If it doesn't go up, don't buy it!

Will Rogers

When a true genius appears in this world, you may know him by this sign,
that the dunces are all in confederacy against him
Johnathan Swift "Thoughts on Various Subjects" in the year 1711

A wise man should have money in his head, but not in his heart.
 Jonathan Swift 18th century novelist and playwright

Credit cards make us think we have more money than we do.

You have no money so you use credit, and then
you pay your credit and you have no money because you're paying the credit.

Bill Keenan,  Average Joe Money Show podcast

You can give without loving, but you can never love without giving.

Sooner or later. everyone sits down to a banquet of consequences.

Robert Louis Stevenson


Great minds discuss ideas.  Average minds discuss events.  Small minds discuss people.

No one can make you feel inferior without your consent.

Happiness is not a goal; it is a by-product.

 Eleanor Roosevelt

Every person has the right to basic respect and to self-respect.

Every person has needs, but no one has the right to demand that you sacrifice your needs for theirs.

Every person has feelings, and everyone has the right to make those feelings known as long as it does not violate someone else's rights.

Every person has opinions and has the right to properly and respectfully express those opinions.

Every person has the right to make decisions and has the right and responsibility to live with the results of those decisions.

Adapted from David Stoop's book "You Are What You Think"


Each person begins life with a head start in some areas and a handicap in other areas.

Once you admit a lie or a slander into your ears, you can never totally rid yourself of its effects.

By remaining exactly the same today as you were yesterday, you are guaranteeing that tomorrow will be no better than today.

Rabbi Daniel Lapin, from his book "Thou Shall Prosper."


When I stopped living in the problem and began living in the answer, the problem went away.

If I focus on a problem, the problem increases; if I focus on the answer, the answer increases.

I need to concentrate not so much on what needs to be changed in the world as on what needs to be changed in me and in my attitudes.

"Acceptance Was The Answer"  Alcoholics Anonymous "Big book." Fourth edition.


Great relationships are based on clarity, not mind-reading.

A lot of times, we're waiting for God to do what God is waiting for us to do.

 Steven Arterburn, said on the radio show "New Life Live"


Talent is God given. Be humble.
Fame is man-given. Be grateful.
Conceit is self-given. Be careful.

Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are.

If you're not making mistakes, then you're not doing anything.

Never mistake activity for achievement.

John Wooden

I made my money by selling too soon.

No  one ever lost money taking a profit.

Bernard Baruch

Misc.  Quotes:

It's easy to make decisions when you know what your values are.
Roy Disney

The weakest ink is better than the strongest memory.
Ancient Chinese proverb

I am the Way the Truth and the Life.  No one comes to God but through Me.
Jesus Christ

There is power in silence.
Native American saying

If you'll do now what other people won't, you'll do later what other people can't.
Larry Burkett

There are two things you can always count on in this world: greed and laziness.
Charles W. Rawlinson

You learn to handle the big moments in life by practicing on the little ones.
Mike Huckabee Governor of the state of Arkansas

Man's nature is to get defensive when told we're wrong and it is this stubborn unwillingness
to receive instruction and/or correction that keeps truth from us.

Bill Wiese "23 Minutes in Hell"

Success is the sum of small efforts repeated day in and day out.
Robert Collier

All beginnings are hopeful.
President of Oxford University in 1944

A man, as a general rule, owes very little to what he is born with; a man is what he makes himself.
 Alexander Grahm Bell

Let's take care of the little things before they become big things.
 John Miller from the book "QBQ"

What you do speaks so loudly that I cannot hear what you say.
 Ralph Waldo Emerson

There is no shortcut to any place worth going.
 Beverly Sills

Worry does not empty tomorrow of its sorrow; it empties today of its strength.
 Corrie Ten Boom, WWII concentration camp survivor

I'm standing in the desert, waiting for my ship to come in.
 Sheryl Crow

Any time things go to infinity in physics, we know we haven't gotten it right.
 Andrea Ghez,  Scientist at UCLA

Faith is taking the first step even when you don't see the whole staircase.
Martin Luther King Jr.

God has given us two hands; one to receive with and the other to give with.
Billy Graham, preacher and theologian

Success is getting what you want.  Happiness is wanting what you get.
Dale Carnegie

It is difficult to lay aside a confirmed passion.
Catullus,  Roman poet

If you don't get everything you want, think of all the things you don't get that you don't want.
Found in a Chinese fortune cookie

The problem with envy is that you're counting someone else's blessings instead of your own.
Sirius Satellite Radio's 'Spirit' channel

Marriage is both a gift, and a task to be accomplished.
Otto Piper

If you need a machine and don't buy it, then you will ultimately find
that you have paid for it, but don't have it.

Henry Ford

The most perfect technique is that which is not noticed at all.
Pablo Casals, Spanish cellist and conductor

TV may be trash, but without it, Americans would have to learn to read.
The stars of the TV show "Desperate Housewives" at the Emmy Awards

A man will pay two dollars for a one-dollar item he really needs.
A woman will pay one dollar for a two-dollar item she really doesn't need.
Money Matter Podcast,  Crown.org

...Life is 10% what happens to me and 90% how I react to it.  And so it is with you... we are in charge of our attitudes
Charles Swindoll

If you want to go quickly, go alone.  If you want to go far, go together.
Al Gore, Vice President of The United States Of America

Before you trade sandwiches, check between the bread.
Cynthia Copeland Lewis "Really Important Stuff My Kids Have Taught Me"

The most difficult job a father has is making himself unnecessary.

Don't be reckless with other people's hearts, and don't put up with people who are reckless with yours.

Buz Luhrmann, "Wear Sunscreen"

Knowledge speaks but wisdom listens.
Jimi Hendrix

To be rich, is not to possess great things, but to be free from want.

Without music, life would be a mistake.
Friedrich Nietzsche

The four most dangerous words in investing are: "It's different this time."
Sir John Templeton

Woe to you when everyone speaks well of you...

The Holy Bible

If a person isn't content with what they have, they'll never be content with what they want.

Money Matters Podcast 3/18/08

The only thing necessary for the triumph of evil is for good men to do nothing.

Edmund Burke

I find that the harder I work, the more luck I seem to have.
Thomas Jefferson

Everyone who's a success, is a continual learner.
Zig Ziglar

Should you find yourself the victim of other people's bitterness, ignorance, smallness or
insecurities; remember that things could be worse:  You could be one of them.

Prediction is very difficult, especially about the future.

Niels Bohr--Physicist

Marrying for looks is like eating cotton candy; it's wonderful and fun for a while, but doesn't last and eventually
leaves you hungry for something more.
  Marrying for substance is like eating steak and potatoes; it's more fulfilling and stays with you.
Richard "Rocky" Trexler

Those convinced against their will are of the same opinion still.

Dale Carnegie

We cannot become what we need to be by remaining what we are.

Max Depree

Love me when I least deserve it, for that is when I need it most.
Swedish Proverb

Every form of refuge has its price.
The Eagles, music band

We are all guilty of the good we didn't do.

Be the change you wish to see in the world.

You can't let your failures define you - you have to let them teach you.
Barack Obama, Presidential speech.

Someone's sitting in the shade today because someone planted a tree a long time ago.
Warren Buffet

Oh, many a shaft at random sent
finds mark the archer little meant.
And many a word at random spoken
may soothe, or wound, a heart that's broken.

Sir Walter Scott, Lord of the Isles

I don't know the key to success, but the key to failure is trying to please everybody.
Bill Cosby

Sometimes...you just have to bow to the absurd.

Captain Picard, Star Trek The Next Generation, "Up the Long Ladder."

God gave you a gift of 86,400 seconds today.  Have you used one to say "Thank you?"
William A. Ward

Gratitude is a duty which ought to be paid, but which none have a right to expect.

Jean Jacques Rousseau

Living well is the best revenge.

The Talmud

To have something you've never had, you must do something you've never done.

The only true barrier to truth is the presumption that you already have it.
Chuck Missler

A faith that hasn't been tested can't be trusted.
Adrian Rogers

Don't ask the Lord to direct your steps if you aren't willing to move your feet.

Every good act encourages another in its wake, while every misdeed eases the way to the next.
Ben Azzai

Do not confuse motion and progress. A rocking horse keeps moving but does not make any progress.

Alfred A. Montapert

That man is richest whose pleasures are the cheapest.
Henry David Thoreau

If you keep on saying things are going to be bad, you have a good chance of  being a prophet.
Isaac Bashevis Singer

The first step to true wisdom is knowing that one is not wise.

I think people's lives would be fifty percent better if they would just stay out of other people's business.
Leslie Krupp

No tears in the writer, no tears in the reader.
Robert Frost

A wise man will make more opportunities than he finds.
Francis Bacon

A lie can travel halfway around the world while the truth is putting on its shoes.
Mark Twain

Opposites attract. If two people just alike get married, one of you is unnecessary.
Larry Burkett

Luck is when preparation meets opportunity.

When I am upon and within my sloop, I am with her and trusting that (with my help) she will cradle and protect me to voyage's end, whether it be 20 miles or 1,000. She is 'my darling' and insane though it sometimes feels to me, there is a palpable affection and trust between us when I am below decks. That she is of oak and spruce is irrelevant.
anon110694  (Wisegeek.com)

Speak when you are angry and you will make the best speech you will ever regret.
Ambrose Bierce

When an old person dies it's like a library burning.
Alex Haley

Happiness will never come to those who fail to appreciate what they already have.

Fairness isn't what we need in life--we need mercy.
Ron Phillips, "Everyone's guide to Demons and Spiritual Warfare"

When God said "You shall not," He meant "Don't hurt yourself."
Ron Phillips, "Everyone's guide to Demons and Spiritual Warfare"

When governments fear the people there is liberty. When the people fear the government there is tyranny.
 -Thomas Jefferson

Our scientific power has outrun our spiritual power. We have guided missiles and misguided men.
Martin Luther King Jr

I think the thing at the top of my concern list is what I don't know.
Mars Science Laboratory manager Pete Theisinger of NASA's Jet Propulsion Laboratory

Only those who dare to fail greatly can ever achieve greatly.
Robert Francis Kennedy

The men who try to do something and fail are infinitely better
than those who try to do nothing and succeed.

Lloyd Jones

If you want to increase your success rate, double your failure rate..
 Thomas Watson, Sr.

News is what people want to keep hidden; everything else is publicity.

Bill Moyers, journalist

Preach the Gospel at all times and when necessary use words.
-Francis of Assisi

Develop a backbone, not a whishbone.
 Judge Philip B. Gilliam

Be a nice day.  Don't just have a nice day--that's too passive.
 Cea Cohen Elliott

Anger is the shortest distance to a mistake.
"Doctor Who"

If you hurt someone you dislike, you find yourself disliking them more. But if you do them a kindness, you find yourself disliking them less.
CS Lewis (from Mere Christianity)

The master has failed more times than the beginner has even tried.
Stephen McCranie

Your tears are a tribute to those who have gone before you.
Nicholas Antinozzi (from Desperate Times)

Let no man pull you low enough to hate him.
Martin Luther King

For once you have tasted flight you will walk the earth with your eyes turned skywards, for there you have been and there you will long to return.
Leonardo da Vinci

People seldom forgive you for pointing out their own hypocrisy.
Jeff Christopher

A poem should not mean But be.
Archibald MacLeish 1892-1982: 'Ars Poetica' (1926)

Behavior is an expression of the problem, not the problem.
Dr. Daniel Amen

Ego is probably one of the biggest poisons in society.  It's toxic to any environment.
Jonny Kim, NASA Astronaut

Do not waste time thinking about what you could have done differently.  Keep your eyes on the road ahead and do it differently now.
Karen Salmansohn

Never trust your tongue when your heart is bitter.
Samuel J. Hurwitt

Be sure to check out all of the other great stuff on my website Eclecticsite.com

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